Applying for SSI Disability in Maryland

The Supplemental Security Insurance (SSI) program was put in place to help disabled adults and children who have a low income level or limited resources. While SSDI (Social Security Disability) is aimed more towards able-bodied adult individuals who become injured or sustain a disability later in life, and are therefore unable to work, SSI is aimed at adults, children, and the elderly who have a disability. Because it is aimed at people with limited resources, it is necessary to prove both that you have a disability, and that you have a very low income. The process of applying for SSI disability in Maryland is similar to other parts of the country.

To begin the SSI disability claim process, you must first make sure you match the following criteria:

• You are disabled, or if not, you are at least 65 years of age
• You are a U.S. citizen or legal resident
• You make less than a certain amount of income each month (for those over 18 years of age)

The SSA will determine your disability in much the same was as it does for other disability cases. This means it is necessary to produce records that show you have a recognized disability or other impairment that makes it impossible for you to work, and that this condition is expected to continue in the long-term. For those under 18, the criteria is slightly different, as your ability to work is not taken into consideration.

As far as monthly resources and income go, the amount of income allowed depends mainly on how many people are in your household. For example, in 2017, a single individual can earn no more than $735 a month, while a married couple can bring in no more than $1,103 per month. Each child or dependant in the household also raises this limit by between $300 and $400 dollars. The money used to determine your resources isn’t just income, either. Other sources of income or assistance are also taken into account.

One of the good things about SSI, though, is that even though you are already getting SSI payments, you can collect some other types of benefits, as well, such as private disability insurance or other government assistance programs. Many of these “extra” programs are not counted towards your monthly resources. However, it can be tricky sometimes to know what is and what is not counted.

If you’re interested in learning more about applying for SSI disability in Maryland, or you’re ready to begin the SSI disability claim process, no doubt you have a lot of questions. If so, please don’t hesitate to contact us today. Our experienced and knowledgeable team can answer your questions and help you get the benefits you are entitled to. Contact us today!