Receiving SSI Benefits When in a Nursing Home

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Receiving SSI Benefits When in a Nursing Home

Receiving SSI benefits is often difficult as it is particularly hard to prove when an injury was sustained and how long it is intended to last. There are many stipulations on being granted any SSI benefits, and there is usually a long process of filing and case review before benefits are approved or denied. About 70 percent of people who apply to the SSA for benefits are denied on their first try, but for those living in a nursing home SSI can be very beneficial. Here we will discuss the process for determining eligibility.

SSI, formally known as Supplemental Security Income, is a benefit available generally to those who have sustained a disability, but can also be available to the elderly. Those who benefit from SSI have little to no income, and the benefits grant money for basic necessities such as food, clothing, and shelter. For a disabled person to become eligible for supplemental security income, he or she must prove their disability to the SSA, also known as the Social Security Administration.

The Social Security Administration publishes a blue book that has all qualifying medical disabilities listed for reference. If your disability is in the blue book, then you will be likely qualify for benefits. However, if you have a disabling condition that is not in the blue book, you will need to prove that either your condition meets the criteria of listings in the book, or that it leaves you unable to work in any field.

When living in a nursing home and receiving SSI, the amount of money you can receive will be affected. Your benefits are dependent on the type of nursing home where you reside and your length of stay at that facility. If, for example, you reside in a nursing home where Medicaid pays part of your stay, your SSI benefits may be lowered or even terminated. If your nursing home is private, then your SSI payment may be fully covered by your state.

Residing in a nursing home, you can still apply for, and receive disability benefits, but the amount that you get may be lowered depending on the status of your residence.

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