Understanding Substantial Gainful Activity

If you’re receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, you might have encountered the term “Substantial Gainful Activity” (SGA). This is a significant income threshold that Social Security Administration (SSA) uses to determine whether you’re still eligible for benefits.

What is SGA?

SGA is the amount of earnings you can make per month without losing your Social Security benefits. This amount changes annually and is adjusted to reflect changes in the national average wage index. If your earnings exceed the SGA limit, the SSA may reduce or stop your benefits.

Why is SGA Important?

Understanding SGA is crucial for several reasons:

• Benefit Eligibility: Exceeding the SGA limit can lead to a reduction or termination of your benefits.
• Trial Work Period: If you’re under a Trial Work Period, exceeding SGA limits can impact your benefit eligibility.
• Plan for the Future: Knowing the SGA limits can help you plan your future financial goals and potential return to work.

How London Disability Can Help

At London Disability, our experienced team of attorneys and advocates is dedicated to helping individuals with disabilities navigate the complex world of Social Security benefits. We can assist you with:

• Understanding SGA Limits: We’ll break down the SGA rules and regulations to ensure you understand how they apply to your specific situation.
• Maximizing Your Benefits: We’ll work diligently to help you maximize your benefits and avoid unnecessary reductions or terminations.
• Appealing Denials: If your claim is denied, we’ll fight for your rights through the appeals process.

Don’t Let SGA Jeopardize Your Future

If you have questions about SGA or need assistance with your Social Security benefits, call us now for a free case review at 844-340-1200. We serve clients nationwide.

Take control of your future. Call London Disability today.